INVESTMENT BOND
AWARD WINNING ESTABLISHED INDEPENDENT HOUSE BUILDER AND REGENERATION SPECIALIST DELIVERING SUCCESSFUL RESIDENTIAL REFURBISHED AND NEW BUILD SCHEMES SINCE 1995.
Property Bond Portfolio
Level Investment has partnered with an established independent house builder who has delivered over 125 cutting-edge developments since their incorporating in 1995.
Delivering a comprising a diverse collection of residential and mixed-use projects this award winning developer has demonstrated, time and again, its capability to deliver exceptional results consistently, positioning itself as a leader in the market.
We recognise that the UK property market presents substantial opportunities for growth, though direct investment may be challenging for many. Increases in stamp duty, changes to interest rates, a much tighter tax regime and a heavier legislative is reducing the profitability along with further administrative burden.
This is where our Portfolio Product allows investors to earn a predictable income over a set period of time. These short-term investment opportunities offer a hassle-free, armchair investment format for terms of between 1 and 5 years and fixed returns of between 8% and 17% depending on the product chosen.
There’s no tenants to deal with, no high transaction fees and no hidden costs that impact your bottom line.
As an investor, you will have the chance to financially support the creation of high- specification, design-led homes without the commitment of a buy-to-let or direct investments.
Investing in our Portfolio Product isn’t just about returns and growth - it’s also about becoming part of exciting and unique property developments. Your investment fuels the creation of high-quality residential spaces that contribute to vibrant communities and urban landscapes.
Investment Highlights
Award winning residential house builder, invites private investors to be part of their 1,3, or 5- year property bond, offering investors two options to either receive quarterly interest payments from 8.5% pa, or a fixed growth payment on their capital on the annual maturity date from 9.5% return.
A full memorandum along with a self-certified certificate is issued that presents a full summary of the key points pertaining to the opportunity to invest in our Property Portfolio Bond.
The property loan notes are issued by the security trustee and secured through a negative pledge debenture meaning investors have a first full charge on the company. For further peace of mind an additional corporate guarantee from the holding group is included on your capital.
Key Features
Invest from £10,000
1, 3, or 5-Year investment periods available
Income option from 8.5% - 12.5% earning returns each quarter
Growth option offering returns from 9.5% - 15.5%
Capital secured by Group Holdings corporate guarantee
Share options available
Income Investment Option, Example £50,000
Receive quarterly interest payments on the invested capital to earn a return of 11.5% annually based on a 3-year term
11.5% Annual Rate Paid Quarterly
Quarterly Interest Paid £1437.50
Total Annual Interest Paid £5,750
34.5% Total Interest Earned Over 3 Years
£17,250 Total Amount Received on capital
Growth Investment Option, Example £50,000
Receive a fixed interest payment on the invested capital to earn a return of 15.5% PA totalling 46.5% based on a 3-Year term
15.5% Fixed Rate Paid Annually
No Quarterly Interest Payments
Total Annual Interest £7,750
46.5% Total Interest Earned Over 3 Years
£23,250 Total Amount Received on Capital
To receive the sales memorandum or request further details please complete the enquiry form….
How Returns Work
Each project has been carefully chosen and expertly analysed for the highest standards and competitive, realistic returns. Funding for each development comes from a combination of senior/bank loans, developers’ equity, and individual investments. Known as mezzanine funding, these individual investments are commonly used in the housebuilding industry to fund larger projects.
Mezzanine finance occupies the middle ground, bridging the gap between senior debt and developer equity, commonly utilised in the housebuilding sector. It proves instrumental in funding sizeable projects where traditional bank loans and available equity fall short of covering development costs.
Funding needs may differ between projects, but the groups strategy remains uniform, focusing on maximising your investment. Typically, the developer’s we work with fund via a model which consists of conventional bank loans, mezzanine financing, and their own equity. For example, a project with a £10m cost and a £12m GDV, the developer stands to gain a £2m profit, representing 20% of the cost.
A range of commercial considerations such as anticipated projection duration and development location ascertain whether projects are placed in the fixed-income portfolio or capital growth bracket for investments. Other factors such as funding elements and profit margins ensure optimum security and full transparency for all investors.
Project Examples
